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Cookie Policy

Last updated: March 2025

This policy explains how belcavorio.com uses tracking technologies when you visit our website. We're transparent about what data we collect and why—because you should know exactly what happens when you browse our financial statement analysis resources.

What Are Cookies Anyway?

Cookies are small text files stored on your device when you visit websites. Think of them as digital sticky notes that help websites remember who you are and what you're doing. Some stick around for years, others disappear the moment you close your browser.

Beyond traditional cookies, we also use pixels, web beacons, and similar technologies. They all serve the same basic purpose—tracking how people interact with our site so we can make it work better.

Why We Use These Technologies

Look, we're not just collecting data for fun. These tools help us understand which educational resources actually help people. When someone spends 20 minutes reading about cash flow analysis versus bouncing after 10 seconds, that tells us something useful.

We also use them to remember your preferences. If you've told us you're focused on ratio analysis rather than valuation models, we'll prioritize relevant content. It makes your experience more efficient.

Types of Cookies We Deploy

Essential Cookies

These keep the site functioning. Without them, you can't log in, navigate properly, or access secure areas. They're not optional—turn them off and things break.

  • Session management for logged-in users
  • Security tokens that prevent unauthorized access
  • Load balancing across our servers
Functional Cookies

These remember your choices and preferences. They make the site more personalized but aren't strictly necessary for basic functionality.

  • Language and region preferences
  • Display settings and layout choices
  • Previously viewed study materials
Analytical Cookies

These help us understand how people use the site. We track which pages get visited, how long people stay, where they click. It's all anonymous aggregate data.

  • Page visit counts and duration tracking
  • Navigation paths through the site
  • Error tracking and performance monitoring
Marketing Cookies

These track you across websites to build a profile of your interests. We use them to show relevant content about our courses and events. You can opt out of these.

  • Retargeting for course promotions
  • Conversion tracking from external ads
  • Social media integration and sharing

Specific Cookies We Use

Cookie Name Purpose Duration Type
domain_session Maintains your logged-in state across pages Session only Essential
user_prefs Stores your display and content preferences 12 months Functional
analytics_id Anonymous visitor tracking for site analytics 24 months Analytical
content_viewed Tracks which educational materials you've accessed 6 months Functional
campaign_source Identifies how you found our site 30 days Marketing
security_token Prevents cross-site request forgery attacks Session only Essential

How to Manage Cookies

You're in control here. Most browsers let you block or delete cookies, though doing so might break some site features. Here's how to manage them in popular browsers:

Chrome

Settings → Privacy and security → Cookies and other site data. You can block all cookies, block third-party only, or clear existing ones.

Firefox

Options → Privacy & Security → Cookies and Site Data. Firefox offers enhanced tracking protection by default.

Safari

Preferences → Privacy → Cookies and website data. Safari blocks most third-party cookies automatically.

Edge

Settings → Privacy, search, and services → Cookies and site permissions. Choose your tracking prevention level.

Keep in mind: blocking essential cookies will prevent you from logging in or accessing personalized content. Functional and analytical cookies aren't required but they do make the site work better.

Third-Party Cookies

We work with external services that place their own cookies. These include analytics platforms, content delivery networks, and advertising partners. Each has their own privacy policy—we don't control what they do with the data they collect.

If you're concerned about third-party tracking, browser extensions like Privacy Badger or uBlock Origin can help. Just be aware they might interfere with legitimate site functionality.

Data Retention Periods

Session cookies disappear when you close your browser. Persistent cookies stick around for the duration specified in the table above. We automatically delete analytical data after 26 months. Marketing cookies expire after their campaign ends, typically within 90 days.

You can manually clear all cookies at any time through your browser settings. This resets everything—you'll need to log in again and reconfigure your preferences.

Updates to This Policy

We update this document when we change how we use tracking technologies. The "last updated" date at the top tells you when we made the most recent changes. Major updates get announced through our newsletter, but it's worth checking back occasionally.

As online privacy regulations evolve, we adjust our practices accordingly. If Australian privacy law changes significantly in 2025 or 2026, we'll update this policy to reflect new requirements.

Questions about how we use cookies or want to exercise your data rights? Get in touch with us directly.

Email: help@belcavorio.com

Address: 3/68-72 Asquith St, Silverwater NSW 2128, Australia

Phone: +61418265635

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Developing expertise in financial statement analysis through comprehensive education programs in Silverwater.

Contact Information

3/68-72 Asquith St
Silverwater NSW 2128
Australia

+61 418 265 635 help@belcavorio.com

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